Personal and Business Finances

Plan the Life You Want

As is often quoted, the best laid plans of mice and men often go astray. But, that is not an excuse not to plan. Planning is all about the things you can control, and at the same time being aware of economic, social, and business trends that will affect you and your family.

Financial Trends

Many financial trends sneak up on us if we do not keep up with the news both in general and in business. Even if we are not involved in a business directly, business trends have an effect on everyone's lives. For example, automation that will extend into our every day lives and will likely affect the way we live and work.

The best way to keep up with trends is to read reputable newspapers and magazines which should include career related trade journals. You can also find blogs online that discuss subjects in your field.

Oct 17, 2020
Planning a Trip to Florida for the Holidays?
Hotel Bookings are going fast in the Sunshine State
Now is the time to make those reservations for Thanksgiving Vacation, Christmas, and New Year's weekend. You owe to yourself to head down to the land of sun and surf to enjoy a family outing. More info...

Oct 16, 2020
What is a bridge loan?
Mortgage Glossary
Bridge Loan
A form of a second mortgage that is collateralized by the borrowers present home (which is usually for sale) that allows the proceeds to be used for closing on a new house before the present home is sold.

More info...

Oct 15, 2020
When can I shred these paper checks and bank statements?
Answers to your mobile banking questions
Major banks recommend that after you’ve made a mobile deposit, you write “mobile deposit” and the date of deposit on the front of the check. Keep the check until you’ve made sure the deposit has gone through — which may take several days — and that the bank doesn’t need the original check for any reason. Once the check has been cleared in your account, it’s best to shred it. More info...

Oct 14, 2020
What is Annual Percentage Rate?
Commonly Called APR
Commonly called APR, this interest rate reflects the total amount of all finance charges including interest, points, origination fees, and mortgage insurance. This APR allows consumers to compare mortgage costs among several mortgage lenders. Mortgage lenders must provide this information to all loan applicants. The higher the APR, the higher the cost of the mortgage to you.
Learn more about mortgage terms. More info...

Oct 13, 2020
Need Money to Tide You Over?
This pandemic has caught many families short on cash.
Need money fast and on terms you can afford? Shop for a personal loan and get the funds you need at a low interest rate. And you will have plenty of time to pay it off. Don't wait, you can use the money to catch up on the mortgage or rent or to cover other expenses. Apply now. More info...

Oct 11, 2020
Need a credit card but have bad credit?
Here is the place to get approved.
Available loans with bad credit include auto loans, personal loans, mortgage loans, and credit cards. More info...

Oct 8, 2020
Online Pet Stores
Why everyone is ordering online.
Due to the issues regarding COVID-19 and the convenience of online ordering.
many more consumers are purchasing from online stores. Combined with the holiday rush and the intentional slow down of the US Post Office service, it may take much longer to get your order the closer we get to December. Order now. More info...

Oct 4, 2020
RV Rentals for Your Florida Vacation
Book Your RV Now
Many families have decided to go RVing this year to get away while still being safe from the crowds. By renting an RV, the whole family can travel safely and enjoy a new adventure. There are RVs of every size and budget and you can book safely through RVShare where you can search among thousands of available RVs. More info...

Money Smart News Continued...