Personal and Business Finances

Plan the Life You Want

As is often quoted, the best laid plans of mice and men often go astray. But, that is not an excuse not to plan. Planning is all about the things you can control, and at the same time being aware of economic, social, and business trends that will affect you and your family.

Financial Trends

Many financial trends sneak up on us if we do not keep up with the news both in general and in business. Even if we are not involved in a business directly, business trends have an effect on everyone's lives. For example, automation that will extend into our every day lives and will likely affect the way we live and work.

The best way to keep up with trends is to read reputable newspapers and magazines which should include career related trade journals. You can also find blogs online that discuss subjects in your field.

Jan 22, 2021
How to Fight an Eviction
Talk to your landlord
You should always try to talk to your landlord if you know that an issue is going to come up, or if you’re afraid you’ve done something that could violate your lease. It’s better if the landlord hears it from you first, instead of finding out about it on his or her own later.

When should you alert your landlord about a potential problem? More info...

Jan 20, 2021
Need Money Fast?
Get a low cost personal loan.
Did you run up your credit cards during the last few months? Apply for a personal loan at a low-interest rate and get the money you need to pay the rent or pay of your credit cards. Personal loans can be used for any purpose and the interest rate is much lower than credit cards. Apply now. More info...

Jan 20, 2021
RV Rentals for Your Florida Vacation
Book Your RV Now
Join the RV movement. By renting an RV, the whole family can travel safely and enjoy a new adventure. There are RVs of every size and budget and you can book safely through RVShare where you can search among thousands of available RVs. More info...

Dec 15, 2020
Refinance Your Mortgage Today
Rates have dropped again
Save thousands of dollars on your mortgage by refinancing while interest rates are low. Many homeowners have already begun the process because saving money is more important than ever. Us this online mortgage calculator to see how much you can save. More info...

Dec 15, 2020
Credit Cards for Money Management
A Credit Card is a financial tool
Credit cards should be used as a money management tool and an emergency source of funds when needed. Credit cards are useful as money management tools since they provide a record of what you have purchased and you don't have to carry large amounts of cash. You can also dispute charges if the product or service you purchase does not live up to expectations. When credit cards are used wisely they can provide a real benefit to your family finances or your business record keeping. And don't forget the cash bach rewards that are free money. More info...

Dec 15, 2020
Student Loan Foregiveness
What does the future hold for student loans?
There has been much talk about the new Biden administration forgiving loans. While the exact program for forgiveness has yet to be determined, it goes without saying that any relief would be welcome. In a meantime, the student loan program continues and students looking to 2021 should go ahead with their loan applications as needed. More info...

Dec 15, 2020
Small Business Loan
Get a loan from the SBA
There are many small business loan programs out there resulting from the pandemic relief, but getting an actual loan can be daunting. For many small business owners, the best place to start is with the SBA. That organization can lead you in the right direction to take advantage of the small business programs that are available. More info...

Dec 12, 2020
What Angel Investors Want to Know Before Investing in Your Startup
By Richard Harroch
Angel investors invest in early-stage startup companies in exchange for a stake in the company. Angel investors hope to replicate the high-profile successful investments made in companies like Airbnb, Facebook, Instagram, WhatsApp, Uber, and more. Angel investors typically make small bets ($25,000 to $100,000) with the hopes of getting “home run” returns. More info...

Money Smart News Continued...