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Personal Finances | Planning

Plan Your Financial Future Now

making a budgetThe best way to prepare for your financial future is to have a budget that you can follow and adjust as you work through each month. There are many doable ways to put together a budget, but all entail gathering the best information you can from your past financial records.

Using Past Expense to Predict Future Expenses

Both checking accounts and credit card records provide a good place to start. For most families, housing expense is the largest and most important expenditure. These expenses include mortgage or rent, utilities, taxes, insurance, and maintenance.

Mar 14, 2021
Learn the Mortgage Process as a First Time Homebuyer
How to Buy a House
VA Loans and FHA loans
These are both government loans but VA loans have different requirements such as being active in the military or a veteran of military service. Both loans carry additional fees but can be approved with a much smaller down payment.
More info...

Mar 7, 2021
Casinos in Orlando
Orlando, Florida
Casinos in Orlando. The closest real casino refers to the Seminole Hardrock Hotel Casino in Tampa, Florida, about an hour and ten minutes away. This Las Vegas-style casino features hundreds of slots and card rooms including high stakes poker and blackjack.
So drop over for a few nights and enjoy the action. It is an easy drive down I-4 west to Tampa. Bus shuttles are also available if you prefer. ESCOT Bus Service. Reserve your spot online https://escotbuslines.com/charter-bus-rental-hard-rock-casino-shuttle-service/ or call 844-537-ROCK (7625). More info...

Mar 4, 2021
Credit Cards as a Money Management Tool
Manage your money like a professional
Credit cards should be used as a money management tool
and an emergency source of funds when needed. Credit cards are useful as money management tools since they provide a record of what you have purchased and you don't have to carry large amounts of cash. More info...

Feb 21, 2021
Fabulous Florida Vacation Deals
Check out these deals at the finest hotels.
Enjoy Florida's world famous beaches from Destin, FL to the Key West. Drive on the beaches in Daytona Beach, or horseback ride on the beaches of Amelia Island. The surfs up at Cocoa Beach home of world famous Ron Jon's giant surf shop and annual surf contests.Disney World has some great deals on their best hotels. More info...

Jan 24, 2021
Personal Finance Summarized
A quick way to learn what you need
Managing your personal finances requires knowledge and devotion to executing sound financial habits. This Twitter source will help you do both fast and with your desired results. No matter what you do to earn money, it is critical to know how to manage that money. Personal financial stability is the key to living a satisfying life. More info...

Jan 23, 2021
Need Money to Tide You Over?
This pandemic has caught many families short on cash.
Need money fast and on terms you can afford? Shop for a personal loan and get the funds you need at a low interest rate. And you will have plenty of time to pay it off. Don't wait, you can use the money to catch up on the mortgage or rent or to cover other expenses. Apply now. More info...

Jan 22, 2021
Boat and Yacht Booking
Escape on Your Own Private Boat Vacation
Book a luxury yacht charter, crewed super yacht, boat rental and sailing or motor yacht vacation. The perfect way to escape from it all and remain safe from the coronavirus while enjoying a fabulous experience. More info...

Jan 22, 2021
Biden extends federal eviction moratorium through March 2021
Housing Wire
Following his inauguration on Wednesday, President Joe Biden revealed that he plans to sign 17 executive orders his first day in office, including a further extension of the eviction and foreclosure moratorium to at least March 31.
"These emergency measures are important,” Deese said. “There are more than 11 million mortgages guaranteed by the VA, Department of Agriculture and HUD that would be affected by the extension of the foreclosure moratorium.”
Biden had previously outlined strategies to mitigate foreclosures and evictions in his housing agenda, which included a Bill of Rights that will prevent mortgage servicers from advancing a foreclosure when the homeowner is in the process of receiving a loan modification. More info...

Money Smart News Continued...

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